Real estate appraisal services for homeowners in the city of Grain Valley and Jackson County

The top seven reasons MO homeowners call on Independent Appraisal Services:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to lower your monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in Jackson County or the state of MO

Need help deciding the price of your home in or near Grain Valley, MO?
Contact Independent Appraisal Services.

We at Independent Appraisal Services understand the individual needs of a consumer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Independent Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We're seasoned in helping people just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Lets say you live in a local area that's declining -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Independent Appraisal Services is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. Independent Appraisal Services can provide you with an expert appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.